WE GOT SCAMMED
TOO. SO WE FIXED IT.
Like millions of Pakistanis, we experienced the gut-punch of paying for something online and
receiving absolutely nothing in return. That frustration became our foundation.
THE PROBLEM
WAS OBVIOUS.
You browse on Instagram, agree on a price in WhatsApp, send the money via bank transfer... and then the seller blocks you. The money is gone. And there is absolutely nothing you can do about it.
NO MIDDLEMAN. NO SAFETY.
BUYERS GET CHEATED DAILY
Sending money upfront directly to a bank transfer or mobile wallet is a leap of faith. Unscrupulous sellers take advantage of this gap, shipping completely different items or blocking you entirely.
SELLERS DEAL ON BLIND TRUST
Honest merchants spend hours explaining that they are not scammers. They ship goods on cash-on-delivery, only to face fake returns or buyers who refuse to accept packages, incurring severe shipping losses.
MODERN AMANAH.
Pakistan's first app to hold your money safely until you receive
exactly what you paid for.
We decided to change it. Zimma took an old, trusted concept — Amanah (امانہ) — and built modern
technology around it. No complex schemes, just ironclad transparency.
WHAT DOES ZIMMA
MEAN?
Zimma (ذمہ) is an Urdu word that means responsibility, accountability, and being
answerable. When you use the app, Zimma takes the responsibility for keeping
your money safe.
What We Stand For.
We are building trust in a market where trust has been broken. Our values are the unshakeable foundation of every line of code we write and every decision we make.
Amanah First
Amanah is not just a feature — it is our core value. We will never touch your money for any reason other than what we absolutely promised.
Fair for Everyone
We protect buyers. We also protect sellers. Zimma is not on anyone's side — we are firmly on the side of whoever is right based on evidence.
Built for Pakistan
We did not simply copy a foreign product. We built Zimma from scratch, operating natively in Pakistani Rupees, with local values at the core.
RADICAL
TRANSPARENCY.
WE ARE A REAL COMPANY.
A focused, passionate startup building the future of local commerce from
Islamabad. We publish our legal details openly because we believe in complete
transparency. You should always know exactly who is holding your money.
SECP VERIFIED ENTITY
Incorporated Solutions Ltd
FBR REGISTERED NTN
Registered Taxpayer in Pakistan